Kepplewray project Essay Example | Topics and Well Written Essays - 750 words

Kepplewray project - Essay Example The team management experience at Kepplewray shall now be explored in depth. Teams have been traditionally defined as â€Å"dynamic, emergent and adaptive† units that are rooted in systems involving multiple levels (Kozlowski & Ilgen, 2006). The Kepplewray project also required us to form teams that adapt to multiple situations such as climbing on uneven rocks, aiming at the right target and jumping into the water. As part of this project, all team members were required to engage in activities such as Ghyll Scrambles, Rock Climbing, Abseiling, Canoeing, Archery, Mountain Walking and Tree Climbing. However, this project was not merely a venue for recreation but also a venue for learning team management with diverse members as it brought together both disabled and non-disabled individuals. One of the first steps in this project was that of building a team. This is necessary to enhance the effectiveness of the team, satisfy members’ needs and enhance work conditions (Brawley & Paskevich, 1997). Tuckman has explained the stages of team development as forming, storming, norming and performing which occur as the team sets goals, expands, faces challenges, tackles issues and finds their solutions and delivers the output (O'Connell & Cuthbertson, 2009). Although Tuckman suggests storming to be the most difficult stage, performing proved to be the most difficult stage in our case (Scholtes et al., 2003). While forming a team, identifying the issues (in this case the problem of climbing up steep rocks and canoeing in fast waters) or setting mutual goals was not a problem, executing tasks such as abseiling was. At the very least, group dynamism was weak as some individuals lacked energy and vitality to take up challenges owing to fear. It is believed that successful coaches possess the quality of creating and developing a vision that incorporates the differing levels of ability amongst group members as well as varying motivations, perceptions and personal characteristics (Desjardins, 1996). Good visions have the power of enhancing t he emotional commitment of group members and uniting them around a task (Stevens, 2002). Since our group also contained individuals who were either disabled or obese, our coach set realistic targets and assigned certain activities such as abseiling only to those individuals who were not obese. This way group conflict was minimized. Cohesion has primarily been defined as social cohesion (the extent to which team members â€Å"like each other† and task cohesion (the extent to which members work together to achieve common objectives) (Hodge, 1995). Although social cohesion was weak at first, as time passed a positive environment was created as members got to know each other and started interacting. Task cohesion was also reflected in instances where one of us got stuck while climbing the mountain which urged one of my friends to assist that person so that he could catch up with us. Role acceptance also generates significant challenges for the team. Furthermore, role clarity and role acceptance are generally interrelated (Weinberg & Gould, 2011). One of the major issues our team faced was who will do what? There was a lot of ambiguity initially; however, right before the activities were to start the coach clarified everyone’s roles which enhanced our team’s cohesion. Although everyone would be a part of the activities, someone had to lead the team and coordinate with the coach. While climbing for instance, one of the leaders was supposed to be behind the team and one was

Financial statement Essay Example for Free

Financial statement Essay Accounting mainly involves analyzing, interpretation and reporting of business transaction records. Accounting provides information for decision making to the management. The purpose of accounting is to maintain proper control of finances of an organization. In other words, accounting is an information system whose purpose is to provide essential information about business financial activities. It is primarily involves design of record keeping system, summarized reports based on the recorded data and eventually interpretation of the reports. (Duane and Charles 1991; Martin Fernando 2002). Four basic financial statements are: Balance sheet: This records assets and liabilities as well as owner’s equity of a business entity. Assets include current assets such as cash, debtors, securities, and prepayments. Long term assets include land, machineries, plants, and furniture. On the T account liabilities are recorded on the right hand side. They include current liabilities and long term liabilities and owners equity. The first step towards preparing financial statement is recording the transactions in the journals. Then the accountant will prepare ledger accounts for every item e. g. machinery, wages, furniture, cash accounts and so on. It is from these ledgers data to prepare the basic financial statement is derived from. The relationships Net income/loss reported in income statement forms part of owner’s equity items. If net loss results, it is deducted, if net income results then it is added (in the owner’s equity statement). Owner’s equity as at end of trading period from the owner’s equity statement is recorded in the balance sheet as owner’s capital. Net cash reported in the cash flow statement is the cash reported in the balance sheet (Carl etal 2008) Users of financial Statement Financial statements are very useful to managers, investors, creditors, and employees. Managers need to know performance of the business in terms of profit, costs, liquidity, and solvency status so as they appropriately plan and make decisions for future. These statements also help them in budgeting and forecasting the performance. Investors are concerned about maximization of their wealth. These statements show the dividends and other incomes rewarded. They can use the statements to judge potential earnings from the firm. Creditors offer credit facilities to a business. They use these statements to evaluate a business liquidity and solvency status so as they may be able to know ability of a business to meet its short term and long term liabilities. Employees are also concerned to know the performance of their employer. Good performance means continuation of their employment while poor performance is a threat to their employment. (Bhabatosh 2005) Objectives of financial reporting Financial reporting is to provide information for decision making. It is also help in forecasting, budgeting, control. Financial reporting determines financial position of a business entity. It also shows income earned. Financial reporting is meant to be used by both internal and external users. Accounting principles, assumptions and constraints Accounting principles includes: cost principle; which state that assets and liabilities should be reported at acquisition cost rather than market cost, Revenue principle; state that revenue should be recorded when goods pass into the possession of the buyer (when realizable or earned. Revenue should not be anticipated), matching principle; state that expenses should be matched with revenues accruing from a certain transaction, Disclosure principle; state that, any information that may affect decision making should be disclosed. (Jerry etal 2004). Assumptions includes: Going concern; a business entity is assumed to be continuing with operations indefinitely, Business entity; this state that business and the owners are separate entities, Time period; operations of a business entity can be divided into time periods, Monetary unit assumption; a stable currency as unit of account is assumed. (Jerry etal 2004). Constraints includes: Objectivity principle; financial statement should be objective based on evidence, Materiality principle; any item that is likely to influence decision of the financial accounts user should be included, Consistency principle; accounting principles should be used be consistently. (Jerry etal 2004). Accounting equation; The accounting equation is: assets =liabilities + owners’ liabilities. Business transaction leading to increase in assets will affect assets side. However this has to be funded by either owners or creditors. Meaning that, the equation will always be balanced. Conclusion Accounting reporting purpose is to provide information for decision making. Accounting standards by both international and national accounting bodies should be adhered to in financial reporting. Basic financial statements are balance sheet, cash flow statement, owners’ equity statement, and income statement. These statements are very useful to both internal and external users as far as decision making is concerned. Reference Duane, R. , Charles, S. (1991). The Essentials of Accounting 1. Research Education Association. Martin, S. , Fernando, A. (2002). Financial Statement Analysis: A Practitioner’s Guide. John Wiley and Sons. Bhabatosh, B. (2005). Financial Policy And Management Accounting 7th Ed. PHI learning Pvt. Ltd. Carl, S. , James, M. , Jonathan, E. (2008) Accounting. Cengage Learning. Jerry J. , Donald, E. , Paul, D. , Barbara, T (2004). Accounting Principles, Part 1. John Willey Sons

John Miltons Sonnet 16 Essay -- John Milton Sonnet 16 Essays

John Milton's Sonnet 16 In his sonnets, John Milton tackles a number of subjects which he addresses at considerably greater length in his other poetry and prose. These subjects range from religious to political, and rarely is any one piece of writing limited to one or the other of those fields. While his Sonnet 16 begins with a challenge to familiar biblical passages, Milton ultimately uses it to offer a critique of the nearly ubiquitous comparison between the king and God. The sonnet features two motifs that run throughout the first seven lines. Both are biblical, and both are introduced in the first line. The one that seems to be the most significant is the light and dark imagery. In the first line, it sounds like a reference to Milton’s blindness (this is more or less plausible depending on which date of publication you accept). As this language continues to crop up, it appears that Milton’s darkness has a larger importance. In the second line, he refers to the world as dark, and in line seven, he uses the lack of light to pose a frustrated question to God. By using this vocabulary to describe his fears, Milton creates a connection with two passages from the Bible that use the same language to explain the will of God and the way of the world. In Matthew 25: 1-13, a brightly shining lantern symbolizes a person’s preparedness for God’s coming, and in John 9:4, Christ refers to the limited time he (and every man ) has to do God’s work on earth before â€Å"the night cometh, when no man can work† (King James Bible). Milton engages with these passages, so that when he reaches the height of his dilemma, â€Å"Doth God exact day-labour, light denied,/I fondly ask† he is issuing a direct challenge to a statement made b... ... God has a tireless band of angels as well as his followers among men who have learned to set aside all else and worship him. In this sonnet, Milton manages to turn his personal complaint into not one but two of his favorite things: praise of God, and intense criticism of the king. By focusing on the parable of the talents and its ties to both the worldly and the spiritual, Milton calls God and King into relief. He is then able to use God and His eternal, abiding goodness to highlight the King’s small-minded, self-centered tyranny. This direct comparison gives readers a sense of Milton’s belief that earthly authority is corrupt, and should never be a part of religion. God and the King are so vastly far apart that to bring them together, whether in poetry or in a church hierarchy, is offensive to God and can only bring out the weaknesses of the King.

Edmee Ferrer Essay

Professor Anderson Listening to the Women’s Rights was very moving and it really touched me and I learned a lot about what women had to go through and are still going through. I learned about Elizabeth Cady Stanton and what an amazing and powerful woman she was. Stanton was born in November. 12, 1815 and died in October. 26, 1902. She was an American Social Activist, abolitionist, and leading figure of the early Women’s Rights Movement. Besides focusing on Women’s Rights she also addressed issues pertaining to voting rights, women’s parental and custody rights, property rights, employment and income rights, divorce, the economic health of the family and birth control. She was also an outspoken supporter of the 19th century temperance movement. In 1920 women gained the right to vote, right of citizens of United States to vote shall not be denied by the United States or any state on account of sex. In the 1940’s and the 1950’s men had to go out to war so it left women to depend on themselves and started working to provide for their family. I also learned about the first-wave feminism and the second-wave feminism. The first-wave feminism focused more on suffrage and overturning legal obstacles to gender equality, voting rights, and property rights. The second-wave feminism broadened the debate to a wide range of issues like sexuality, family, the work place, reproductive rights, and official legal inequalities. The second-wave feminism also focused on domestic violence and marital rape issues, establishment of rape crisis and battered women’s shelter, also changes in custody and divorce law. I can say that I am very proud to be a woman, we have had to go through many challenges, having to be slaves of our life as wife’s and mother’s and home makers. Being sex slaves to our husbands, looked down at or feel less than a man. Not able to work or feel independent. We women are powerful and strong and capable of changing the world forever, capable of showing how we can be as amazing as any man can. Women now have as many rights as any man have. An example of these rights are: the right to vote, to hold public office, to work, to fair wages or equal pay, to own property, to education, to serve in the military, ent er into legal contracts, and to have marital and parental rights.

Kellin Quinn Essay

I. Introduction â€Å" I can’t promise that things won’t be broken, but I swear that I will never leave.† -Kellin Quinn. Isn’t that what everyone really wants- what everyone really needs? Not always is a solution to a problem needed. Sometimes we just need someone to help us through our tough times and to help us learn from mistakes that have been made. Kellin Quinn understands this. Not only does he relate to the need to help friends, but Kellin relates to almost all the struggles most teens and, well, pretty much all ages witness. It shows in his music. You see, Kellin Quinn is the singer and pianist of the band Sleeping With Sirens. Their music is about coming from a broken family and how much it hurts because you feel responsible. Difficulties ranging from self-harm to bullying to love are heard in the meaningful lyrics of their songs. Not only do Kellin and the band write about that, but also they have songs that are inspirational, joyful, and that make you want to s mile and appreciate the good in life. II. Caring Kellin is more than just a musical genius; he is one who cares about people as individuals. For example, Marie Fowler was a nineteen year old cancer patient that was diagnosed with only 72 hours to live. Kellin Quinn, her idol, was notified on Twitter and he Skyped her. He told her to be strong and to savor and appreciate the life she has enjoyed. On top of that, Kellin has dedicated his life to music and to make his fans feel better and blissful. He has definitely made my life easier and made me cope well with tragedies. I’m so thankful that I have Sleeping With Sirens in my life. III. Kellin’s Struggles Kellin Quinn’s father left him and his mother when he was young and they had to work hard to pay the bills and to take care of themselves. Kellin was diagnosed with depression and mental disorders because of his difficulties. With a great deal of effort and persistence, he overcame these challenges and is now helping others do the same. Also, Kellin has â€Å"haters† who call him rude and selfish when actually he is the exact opposite. Other negative comments made about him are that he is â€Å"too punk† or that he â€Å"sounds like a girl.† He mostly just ignores the disapproval. Overall, Kellin is a talented and inspirational 26 year old. IV. Impact Kellin Quinn and the band have made my life so much better. I, like many others, have struggled with bullying and many other difficulties. Meaningful music makes these things easier to cope with and Sleeping With Sirens does an amazing job at portraying a message in their lyrics that their fans can relate to. The band has actually saved countless lives. Some teenagers have depression or are struggling in life and feel the need to commit suicide to end his or her pain. In Sleeping With Sirens’ songs, one may notice how the lyrics are meant to make the listener happy and some songs are even specifically written to help self-harmers. â€Å"One day you’ll open your eyes, take a look inside. I just saved your life. Just take a look inside. I hope you know what it’s like for you to be alright. I am for you.† –In Case of Emergency, Dial 411, Sleeping With Sirens. V. Conclusion Overall, Kellin Quinn is an amazing artist who writes and sings about relatable tragedies and moments in his and others’ lives. He is an inspiration to many teenagers, including myself. I will never forget the impact that Kellin as a person and Sleeping With Sirens have had on my life.

Chinas Hukou System

Chinas Hukou System Chinas Hukou system is a family registration program that serves as a domestic passport, regulating population distribution and rural-to-urban migration. It is a tool for social and geographic control that enforces an apartheid structure that denies farmers the same rights and benefits enjoyed by urban residents.    History of the Hukou System The modern Hukou system was formalized as a permanent program in 1958.   The system was created to ensure social, political, and economic stability.   Chinas economy was largely agrarian during the early days of the Peoples Republic of China.  In order to speed up industrialization, the government prioritized heavy industry by following the Soviet model.   In order to finance this expansion, the state underpriced agricultural products, and overpriced industrial products to induce an unequal exchange between the two sectors, essentially paying peasants less than market price for their agricultural goods.   In order to sustain this artificial imbalance, the government had to create a system which restricts the free flow of resources, especially labor, between industry and agriculture, and between city and countryside.    Individuals became categorized by the state as either rural or urban, and they were required to stay and work within their designated geographic areas.   Traveling was permitted under controlled conditions, but residents assigned to a certain area will not be given access to jobs, public services, education, healthcare, and food in another area.   A rural farmer who chooses to move to the city without a government-issued Hukou would essentially share the same status an illegal immigrant in the United States.   Obtaining an official rural-to-urban Hukou change is extremely difficult.   The Chinese government has tight quotas on conversions per year.    Effects of the Hukou System The Hukou system has historically always benefited the urbanites.   During the Great Famine of the mid-twentieth century, individuals with rural Hukous were collectivized into communal farms, where much of their agricultural output were taken in the form of a tax by the state and given to city dwellers.   This led to massive starvation in the countryside, and the Great Leap Forward would not be abolished until the effects were felt in the cities. After the Great Famine, rural residents continued to be marginalized, while urban citizens enjoyed a range of socio-economic benefits.   Even today, a farmers income is one-sixth that of the average urban dweller.   Farmers have to pay three times more in taxes, but receive a lower standard of education, healthcare, and life.   The Hukou system impedes upward mobility, creating essentially a caste system that governs Chinese society.    Since the capitalistic reforms of the late 1970s, an estimated 260 million rural dwellers have illegally moved to the cities, in an attempt to partake in the remarkable economic development taking place there.   These migrants brave discrimination and possible arrest while living on the urban fringe in shantytowns, railway stations, and street corners.   They are often blamed for rising crime and unemployment.    Reform With Chinas rapid industrialization, the Hukou system needed to be reformed in order to adapt to the countrys new economic reality.   In 1984, the State Council conditionally opened the door of market towns to peasants.   Country residents were allowed to get a new type of permit called, â€Å"self-supplied food grain† Hukou, provided that they satisfied a number of requirements.   The primary requirements are that a migrant must be employed in enterprise, have their own accommodations in the new location, and be able to self-provide their own food grain.   Holders are still not eligible for many state services and they cannot move to other urban areas ranked higher than that particular town.    In 1992, the PRC launched another form of permit called the blue-stamp Hukou.   Unlike the self-supplied food grain Hukou, which is limited to certain business peasants, the blue stamp Hukou is open to a wider population and allowed migration into bigger cities.   Some of these cities included the Special Economic Zones (SEZ), which were havens for foreign investments.   Eligibility was primarily limited to those with familial relations with domestic and overseas investors.   Ã‚  The Hukou system experienced another form of liberation in 2001​ after China joined the World Trade Organization (WTO).   Although WTO membership exposed Chinas agricultural sector to foreign competition, leading to job losses, it galvanized the labor-intensive sectors, particularly in textile and clothing, leading to an urban labor demand.   The intensity of patrols and documentation inspections were relaxed.    In 2003, changes were also made to how illegal migrants are to be detained and processed.   This was the result of a media and internet-frenzied case in which a college educated urbanite named, Sun Zhigang, was beaten to death after he was taken into custody for working in the megacity of Guangzhou without the proper Hukou ID. Despite the reforms, the current Hukou system still remains fundamentally intact because of the continuing disparities between the states agricultural and industrial sectors.   Although the system is highly controversial and vilified, a complete abandonment of the Hukou is not practical, due to the complexity and interconnectedness of the modern Chinese economic society.   Its removal could lead to a migration so massive that it could cripple city infrastructures and destroy the rural economy.   For now, minor changes will continue to be made to the Hukou, as it coincides with Chinas shifting political climate.

Robert Burns Quotes

Robert Burns Quotes Recognized as one of the greatest Scottish writers of all time, Robert Burns had a great deal to say. He was born in 1759 and is perhaps the most well-known Scots language poet. However much of his poetry was also written in English, which often included the bluntest of his harsh political commentary. His English writing often included Scottish dialects. He was a charismatic pioneer of the Romantics literary movement. His most famous work is Auld Lang Syne which is sung in many countries at the stroke of Midnight on New Years Eve to help usher in the new year. Burns claims to have transcribed the folk song from an old man whod had the song passed on to him.   Political Robert Burns Quote While Europes eye is fixd on mighty things, The fate of empires and the fall of kings; While quacks of State must each produce his plan, And even children lisp the Rights of Man; Amid this mighty fuss just let me mention, The Rights of Woman merit some attention. Inspirational Quotes Dare to be honest and fear no labor. Firmness in enduring and exertion is a character I always wish to possess. I have always despised the whining yelp of complaint and cowardly resolve. His locked, lettered, braw brass collar, Shewed him the gentleman and scholar. Libertys in every blow! Let us do or die. Mans inhumanity to man makes countless thousands mourn! Nae man can tether time or tide. Nursing her wrath to keep it warm. Prudent, cautious self-control is wisdoms root. Suspense is worse than disappointment. There is no such uncertainty as a sure thing. Nature Quotes The daisys for simplicity and unaffected air. The snowdrop and primrose our woodlands adorn, and violets bathe in the wet o the morn. Companionship Quotes The wide world is all before us - but a world without a friend. To liken them to your auld- warld squad, I must needs say comparisons are odd. Afflictions sons are brothers in distress; A brother to relieve, how exquisite the bliss! Ah, gentle dames! it gars we greet, To think how mony consels sweet, How mony lengthened, sage advices, The husband frae the wife despises. And may you better reck the rede, than ever did th adviser. And there begins a lang digression about the lords o the creation.

How to Prepare for the SAT 10-Step Guide

How to Prepare for the SAT 10-Step Guide SAT / ACT Prep Online Guides and Tips You know you need to take the SAT. Maybe you’ve even registered. But what now? How do you prepare? If you’re not sure where to begin or how to prepare for the SAT, this is the guide for you. First we’ll go over what you’ll need to do to prepare for the test. Then, we’ll discuss some methods you might use for preparing for the SAT. We’ll wrap up with some resources that you might find helpful. How to Prepare for the SAT: 10Main Steps In this section, we’ll go over the general steps you’ll need to take to get ready for the SAT, all the way from registration to test day. This is aimed primarily at self-studiers, but a good tutor or program will walk you through these same steps. #1: Register for the SAT If you haven’t already registered for the SAT, you can register at the College Board website. You’ll need to create an account with them to register if you haven’t already. You’ll be able to select from different locations and dates. Try to pick a location that’s not too far away, since you’ll have to drive there the morning of the test! In terms of date, you want to make sure you give yourself enough time to prepare. If you’re totally unfamiliar with the SAT, I would advise picking a date at least three months in advance if possible. If you have to work on a compressed timeline because of application deadlines, you can do that too! You’ll just need to expect to spend more time preparing every week for a shorter number of weeks. You do need to do more than just push a button, but it's still easy to register #2: Get Oriented to the Overall Structure and Format of the SAT Next, you’ll want to become oriented to the overall structure of the test. The SAT is out of 1600 points distributed into two chunks: 800 points for the Math section, and 800 points for Evidence-Based Reading and Writing (made up of a Reading test and a Writing test). The lowest possible score is 400 points (200 on each section). The essay section is optional and is separately scored out of eight points in three domains, making the max essay score 24. Most of the test (aside from the optional essay) is comprised of multiple choice questions with four answer choices. However, some of the math questions are â€Å"Grid-Ins,† or â€Å"Student-produced responses,† which require you to calculate an answer and then grid it in a special section on your scantron. This handy chart tells you the order, number of questions, and time for each section. Section Order # of Questions Time in Minutes Reading 1 52 65 Writing and Language 2 44 35 Math No Calculator 3 20 25 Math Calculator 4 38 55 Essay (optional) 5 1 50 Total: 154 (+1 essay prompt) 3 hours (3 hours 50 mins with essay) #3: Become Familiar With the Content and Feel of the SAT The different sections of the SAT test different areas of your knowledge and skills. Additionally, the SAT has a particular style of asking questions that you’ll want to become closely familiar with. Thus, each section has its own distinct set of question types and formats that you will face on test day. How to prepare for SAT math will be different than how to prepare for SAT reading, which will be different than how to prepare for SAT writing! For more information on each of the SAT’s sections, check out our guides: What’s tested on SAT Math? What’s tested on SAT Reading? What’s test on SAT Writing? How to write an SAT Essay SAT questions have their own special feel, just like this grass. #4: Pinpoint Your Weaknesses Once you feel generally oriented to the test, you’ll want to figure out what areas you’re weak in and set a baseline. The best way to do this is to take a complete, timed practice test. Luckily for you, the College Board has released more than six free practice tests. Be sure to find a quiet testing environment, and bring lots of scratch paper and an approved calculator! You want the conditions to be as test-like as possible. If you’re signed up to take the essay, you should also write a practice essay as part of your practice test run. (See our advice on how to decide whether you need the SAT essay.) Once you’ve taken the practice test, use the provided scoring guidelines to figure out your score. This will help you figure out what your strengths and weaknesses are. The sections where you did best are clearly your stronger ones, but you can also get more granular than that. Look back through the test to see which questions you missed and note down any patterns. Did you miss all of the data interpretation questions on reading? All the trig on math? Those are question types (and skill areas) you need to work on. The SAT also provides guidelines on calculating your subscores in different areas. You can use this to get an additional idea of what particular areas you are strongest and weakest in within a section. Work your weakest SAT muscles! #5: Set a Score Goal Once you have an idea of your baseline, set a goal score! You’ll want it to be something you can realistically accomplish in the time frame you have for preparing for the SAT. A 100-point improvement from your baseline in a month is probably doable; a 300-point improvement in that time frame is much less so. And remember that the more you want to improve your score, the more time you’ll have to put into it! Our rough estimates for point improvement are as follows: 0-30 point improvement: 10 hours 30-70 point improvement: 20 hours 70-130 point improvement: 40 hours 130-200 point improvement: 80 hours 200-330 point improvement: 150 hours + Your target score should also take into account the schools that you’re interested in attending. You want to be within their middle 50% if possible. The middle 50% describes the score range of the 25th-75th percentile of admits. So if a school’s middle 50% is 1050-1200, then 25% of admits scored below 1050, 50% scored between 1050 and 1200, and the top 25% scored above 1200. For more on setting target scores, see our guide here. Want to learn more about the SAT but tired of reading blog articles? Then you'll love our free, SAT prep livestreams. Designed and led by PrepScholar SAT experts, these live video events are a great resource for students and parents looking to learn more about the SAT and SAT prep. Click on the button below to register for one of our livestreams today! #6: Make a Study Schedule Based on your goal score and how much time you have before the test, you’ll want to make a study schedule for yourself. You’ll probably want to spend a consistent amount of time every week studying until you take the test. For example, if you think you’ll need to study 50 hours to make your score goal, and the test is in 10 weeks, try to study about 5 hours a week for 10 weeks. This will help keep you moving and making progress at a steady pace. It’s also best if you set aside specific, scheduled blocks of time in advance. So maybe you’ll do one hour after school every day, or you’ll plan to spend 2.5 hours on Saturday morning and 2.5 hours on Sunday morning every week prepping for the test. By setting consistent, scheduled times, it will help make studying into a habit. And make sure somebody else knows your study schedule so they can hold you accountable! See more advice on making a study schedule here. Crush the calendar- don't let it crush you! #7: Review Important Content Once you have a goal and schedule, it’s time to start reviewing content. Learn any material you need for the test that you don’t know yet, and review what you already know. Target the areas you know you’re weak in, but don’t neglect anything. So if you’re weak in Math, it’s fine to spend more time on it, but you should still spend a little time preparing for the SAT Reading section even if it’s your best subject. This helps make sure you are sufficiently ready for every section and that you don’t backslide on the subjects you’re already good at. You are the one who can best determine how to learn and review content most effectively. However, we have some methods and resources you may want to consider in sections below. #8: Learn Test Strategies An important part of preparing for the SAT is learning the best strategies to approach the test. This includes learning how to best eliminate answers, guess when you need to, manage your time, and additional section-specific tips. Here are some of our SAT strategy guides: Overall SAT Strategy Using Process of Elimination on the SAT How to Ace the SAT: 6 Expert Tips and Strategies SAT Reading The Best Way to Read the Passage in SAT Reading The Top 4 SAT Reading Strategies You Must Use The Top 10 SAT Reading Tips You Must Use The Fundamental Strategy of SAT Reading SAT Writing The Best Way to Read the SAT Writing Passages What is SAT Writing and Language? 5 Tips to Excel SAT Math Heart of Algebra: Key Strategies for SAT Math How to Figure Out What SAT Math Questions Are Really Asking Command of Evidence: 3 Key SAT Writing Strategies SAT Essay SAT Essay Tips: 15 Ways to Improve Your Score How to Get a Perfect SAT Essay Score As any predator can tell you, it's all about strategy. #9: Practice, Practice, Practice Practicing for the SAT has two facets. The first facet is targeted practice of the skills you need to hone for the test. You can do this through practicing specific question types, topics, or entire sections that you need more work on. When you get questions wrong, make sure to really work through them to understand where you went astray. You’ll also probably want to engage in a couple of complete test practice runs. For these, take an official complete practice test under the same conditions you’ll have on test day. You may even want to try starting at the same time your test will really start at least once. Be sure to include breaks and a snack! #10: Be Ready for Test Day! When test day happens, you want to be ready! So be sure to engage in all your best test-taking practices, like getting lots of sleep the night before, having a balanced breakfast, and packing your bag with pencils and a calculator! Sadly, this is not the best pre-test breakfast. Want to improve your SAT score by 160 points or more? We've put our best advice into a single guide. These are the 5 strategies you MUST be using to have a shot at improving your score. Download this free SAT guide now: 4 Options for How toPrepare for the SAT There are a variety of methods that students use when preparingfor the SAT. We provide pros and cons to the main ones here. Note that you may use some combination of the options laid out below. Self-Prep Many students prep for the SAT mostly on their own, with the help of prep books, online resources, mobile apps, and so on. Pros You have control over exactly what and when you study. This is great if you have a good idea of exactly what you need to work on, because you can easily tailor your studying program to your own needs. This is the cheapest option out there, especially if you use free resources and get prep materials from the library! Cons It can behard to stay motivated. This is why it’s important to have someone else know when you plan to study so they can help hold you accountable. It can be a lot of work! You need to figure out your own weaknesses, track down resources, and so on. So you have to be willing to put some extra investment into planning. If you have a lot of improvement to make, it may be hard for you to self-diagnose your own weaknesses. Or even if you know that you’re, say, very weak on math, you may not know exactly where to begin or how to attack the situation. Sometimes guidance is necessary! It can be hard to stay upbeat when you're working alone. Online Program The online prep program is a relatively new innovation in how to preparefor the SAT. But is it legit? Pros A good online prep program can bea great investment: It will accurately diagnose your strengths and weaknesses and assign lessons and practice problems based on those strengths and weaknesses. Additionally, a goodprogram will help you create a study plan and track your progress. It will also have high-quality, clear content review and practice questions. It will even teach you the best SAT strategy! Here at PrepScholar, we have a comprehensive online SAT prep program that is customized to your needs. Many online programs are much more affordable than hiring a private tutor or taking a prep course. Cons Not all online prep programs are created equally!The wrong online prep program is a massive waste of time and money. And don’t just assume that just because it comes from a big-name test-prep company that it offers you anything great! Make sure you know what you’re really getting for your money before you commit to a program. An online prep program is like a teacher and a computer melded into one potent combo. Prep Course Twenty students in a high-school classroom after hours, listening to an SAT prep teacher drone on about conjunctions. Good prep method or bad one? Pros The schedule of the class forces you to stay on track with the pace the class sets, which could be good if you have trouble staying motivated. Cons There’snot much personalization to your own needs and pace. For the most part, you’ll need to proceed with the class, whether you know the material being covered like the back of your hand or you’re completely lost. The quality of the teacher also makes a huge difference here. A teacher who is invested in everyone’s experience and tries to adjust curriculum to meet class needs can help you improve your score. A bad teacher may just stand in front of the class reading vocab word definitions for two hours. And unfortunately, you have basically no control and no way of knowing if you’ll get a good teacher or bad one when you sign up for the class. Test prep courses are expensive! It can be more expensive than hiring a private tutor for a limited number of hours, which may frankly be more worth your money. On the bright side, you can use any downtime in class to look up cute cat photos. Private Tutor Having your very own tutor for the SAT sounds like the dream, right? Here are the pros and cons. Pros A good tutor is truly invaluable.They’ll help you make a study plan, identify your weaknesses, explain concepts you’re shaky on, and help you come up with an SAT strategy that works best for you. From a high-quality tutoring professional, tutoring both provides you with an expert to guide you and takes the guesswork out of creating a study plan. Additionally, a tutor can help keep you motivated! Cons A sub-par tutor is aserious waste of time and money. If they aren’t a high-scorer (think 95th percentile at the very least) who’s also a great teacher, the tutoring situation is just the blind leading the blind. You want a true professional who knows the test inside and out. Private tutoring is expensive!Thus, this option just isn’t available to everyone. A good tutor is worth their weight in gold, and also costs that much. Great SAT Prep Resources to Help You Study There are a variety of resources you might want to use for your SAT prep, regardless of what prep method you decide to go with. Here’s a roundup of some of the best ones. Practice Tests and Questions Practice tests and questions are the single most important resource for SAT prep. You want as much SAT-like practice as you can possibly get! The gold standard is the collection of free SAT tests from the College Board. They also offer some sample questions. You can also get tons of questions from the Khan Academy free SAT prep program, created in concert with the College Board. For additional practice test resources, including old and unofficial practice resources, check out our guide to all the free tests out there. Prep Books A good prep book can help you out a lot. See our list of the best SAT prep books to help you decide on which ones, if any, you need! Useful Applications and Tools There are also many online and mobile applications and tools for learning and practicing SAT material. We already mentioned Khan Academy, although you definitely want to supplement Khan Academy with other materials. We also have a guide to the best SAT prep games. This kind of tool won't help you much on the SAT, though. Online Guides You can also find a lot of information on SAT strategy and content for free online. Check out other articles on our SAT/ACT prep blog for comprehensive guides and advice on every SAT-related topic under the sun! Review: 10 Steps for How to Prepare for the SAT In broad terms, here’s how to prepare for the SAT: Register for the test (if you haven’t already) Get oriented to the overall test structure and format Become familiar with content and question styles Figure out your weaknesses Set a score goal Make a study plan Review important content Learn test strategies Practice Be ready for test day! Students can use a variety of methods to prepare for the SAT, including self-prep, an online program, a prep class, or a private tutor. Each method has some pros and cons (although some, like a prep class, have a lot more cons). And there are tons of resources out there for students to use, like practice tests, prep books, apps and tools, and online guides like ours! Get ready to conquer the SAT, noble warrior! What's Next? Worried that the SAT may be difficult? Check out our analysis of 8 key factors that might make the test hard. And see our in-depth analysis of whether or not you can fail the SAT. Wondering why you have to take this test anyways? Check out 10 critical reasons to take the SAT. If you're stumped on how to fit in SAT studying with your other obligations, see 10 amazing tips for balancing SAT test prep and school! See our complete guide to the SAT test day experience if you aren't sure what to expect! Want to improve your SAT score by 160 points?We have the industry's leading SAT prep program. Built by Harvard grads and SAT full scorers, the program learns your strengths and weaknesses through advanced statistics, then customizes your prep program to you so you get the most effective prep possible. Check out our 5-day free trial today:

Software localisation Essay Example | Topics and Well Written Essays - 1250 words

Software localisation - Essay Example Localization contributes to the creation of the MacWorld Localization has contributed to Mac OS X by supporting seven languages: English, Dutch, French, German, Italian, Japanese, and Spanish. Later releases have included functionality for more languages and Mac OS X v10.2 comes with full Unicode support and supports non-Roman alphabets (like Arabic, Thai and Hebrew) via improved input and a new Unicode Character Palette. Localization has allowed a single binary to support multiple languages and regional dialects. It also provides a mechanism to allow developers to dynamically add resources for new languages or regions. (MacOx) Q.1 (c) Localization promotes a homogenisation of culture through the use of global symbolism Localization results in the understanding of not only specific local markets, but the understanding of actual content surrounding a given culture promoting symbolism on a global context. The best example is that of â€Å"graphical globalization†, where â€Å"any graphics appearing in the project material must be adapted to conform to standards in the target culture and language. All words in graphic files must be translated. The same goes for all cultural symbols (flags, clothes, etc.). This typically involves replacing the existing graphics with new ones, e.g. when the "symbols" sent for translation represent people of different skin color from the target region, flags of a given country, characteristic road signs, or even vegetation characteristic for the climate prevailing in a given country, all of these have to be adapted to fit the target culture". (2006b) Q.1 (d) Localization increases the digital divide Since there is a need for the digital content, browsers and other software tools to be available in the person's own language, therefore localization is rapidly increasing the division of digital content, while making the digital content user friendly for the users. (2006c) Q.2 (a) Beta Testing: A second stage test for a new software product prior to its commercial release. Just after its release it is send to different beta test sites in order to receive feedback about the product, and if it serves as error free, it is commercially released for sale. Q.2 (b) Case Folding: It is a Unicode casing file system in Windows environment. Q.2 (c) Enabling: To activate any service (software or hardware) or device driver. Q.2 (d) NLS API: NLS API stands for "National Language Support, Application Programming Interface" are interfaces that are used to manipulate the translatable text within dialog boxes. (2006d) Q.2 (e) Spacing Character: Used for indentation. Q.3 (a) Translator or Assistance Tools: Tools that translate instruction from one language into another language. While running or executing program assistance tools translate bite code into machine code. Example In Java language the instructions are translated into bite code language. Q.3 (b) Supported Files: A program when executes requires a lot or resources, which are provided by the supported files. Example: In 3D Graphics cards, enhanced graphics can be seen while viewing a program while in case of simple VGA card supported files are used to view the same program. Q.3 (c) Software Leveraging: Free or open source software program available throughout the

The Effectiveness of Different Lidocaine Combinations Research Paper

The Effectiveness of Different Lidocaine Combinations - Research Paper Example In an attempt to increase the effectiveness of lidocaine delivered through inferior alveolar nerve block, several experiments combining lidocaine with other substances have been conducted. Yet these studies have conflicting results. Nevertheless, the decision on using a particular lidocaine combination should lie on the validity and reliability of the experiments that support the use of such preparation because the effectiveness of anesthesia is very critical in delivering quality dental care. The study conducted by Kanaa et al. (2009) employed a randomized controlled double-blind cross-over research design to test the hypothesis that supplementary articaine infiltration is more effective than lidocaine inferior alveolar nerve block alone. The subjects were selected from a group of volunteers aged 18 years and above â€Å"with a vital mandibular ï ¬ rst molar, ï ¬ rst or second premolar and lateral incisor† (Kanaa et al., 2009) on either side and who were able to complete the trial experiment. Those who were pregnant and unhealthy such as those with the allergy to amide local and those with bleeding and neurological disorders were excluded in the study. This resulted to a sample size consisting of 36 participants which is big enough considering that an earlier published and reviewed study indicated that this sample size had 90% power to detect a difference with a 21% success rate given a 5% signiï ¬ cance level and a 0.5 correlation between responses from the same participant (as cited in Kanaa et al., 2009). However, the subjects were predominantly from the university and some are even dental students which do not necessarily reflect the actual population. This can also result in biases since the subjects have knowledge of the procedure is done; thus, their expectations may influence the result of the study.

What single reform would you implement to enhance democracy in Canada Research Paper

What single reform would you implement to enhance democracy in Canada I picked Proportional Representation - Research Paper Example Discrimination, racism and prejudice are vices that are as old as humanity and have existed alongside it all along, consistently developing in an environment of close association of diverse groups. Historically in Canada, racism has not been confined to any specific group as racist policies are known to have promoted slavery, brought segregation to schools and even prohibited other groups from certain activities and jobs. However, studies show that Aboriginal peoples have and continue to getting the worst experiences of racial discrimination than any other group in the country and, more specifically, within the criminal justice system. According to a report by the Canadian Centre for Justice Statistics, the criminal justice system criminalizes Aboriginal people three times more than non-aboriginal people in violent crime (Brzozowski, Taylor-Butts & Johnson 69). Consequently, Aboriginal people are represented disproportionately in the criminal justice system, especially the courts and correctional facilities. This research project acknowledges that one of the key policy issues of the Canadian government has been the discrimination the aboriginal people are subjected to. From that perspective, it aims to answer the question â€Å"what single reform would you implement to enhance democracy in Canada?† Hence, arguing on the concepts of PR, it will be shown that the discrimination against the aboriginal people can be ended. The discussion will basically be based on the relationship the aboriginal people have with the criminal justice system. The key focus will be on the fact that unless changes are implemented in this relationship, aboriginal people will continue being disproportionately represented in the criminal justice system. More importantly, the changes must be implemented in the criminal and correctional systems. In Manitoba, only 12% of the population is made up of aboriginal people. However, out of the 1,600 people in incarceration in correctional

Leadership Assignment Example | Topics and Well Written Essays - 2000 words

Leadership - Assignment Example A leader establishes the target himself while a manager is not authorized to establish the target. Rest of the work of a leader and a manager is the same. Both plan and control the work of the subordinates. A leader is also a manager but a manager is not a leader. A leader is not able to achieve his target unless he has robust management skills. A manager can be thought of as a leader in his own little capacity. He also takes decisions but his decisions are directed at organizing the subordinates in a way that is conducive for the achievement of the senior’s targets. b) I would consider it a great compliment if I am recognized by someone as a good manager or a good leader. Both are equally difficult skills. Some say that leadership is easier as compared to manager because the individual has the freedom to take independent decision. Nevertheless, this does not come without added responsibility. If a leader becomes successful, the whole team takes the credit. On the other hand, if the leader fails to achieve his target, the whole blame rests with him. Therefore, a leader assumes complete risk for the work. In comparison to the leader, the manager assumes very little risk. A manager is one of the team members in the hierarchy of the organization structure that a leader has. He is answerable to the leader for the compliance of the work quality, progress and cost as per the quality plan, project work schedule and the cost schedule he was originally provided by the leader. There can be a lot of excuses if any of these doesn’t comply with the original schedule owing to the hidden risks i.e. weather risk, political crises and financial crises etc. Nonetheless, management in itself is no less than an art. To make things go as per the schedule, a manager needs to have robust organizing skills. Yes, I can be both a manager and a leader as long as I have good risk identification and mitigation skills. c) Leadership has no relation to gender. A woman can be as good a leader as a man. Both men and women have their own strengths and weaknesses. Even within a particular gender, people greatly vary in their qualities. One woman may be a very good leader while another may not be so. Likewise, some men make very good leaders while others do not. All that matters is the extent to which an individual is foresighted, frugal and dominating, and both men and women can have these qualities in them. Q. 2 a) Emotional intelligence is an individual’s ability to monitor his/her own emotions as well as those of the subordinates or any group of people. People born with high emotional intelligence are more articulate in their manner and know how to deal others without offending them. In everyday life, we encounter a lot of situations which we don’t like being in. We have numerous options to deal with the complications, some of which help us achieve our targets without making anyone feel hurt while others lead us to our targets on the cost of our relationships with others. The behaviors we are required to exhibit in order to make things go smoothly vary from one situation to another. Sometimes, a mere smile on the face solves the problem. In other times, the smile won’t do. It has to be something else. People with high emotional intelligence know what behavior works best in a certain setting. Emotional intelligence has five dimensions namely â€Å"self-awareness, self-management, self-motivation, empathy and social skills†

How television violence affect children Essay Example | Topics and Well Written Essays - 1500 words

How television violence affect children - Essay Example This paper then will aim to investigate the issue of television violence with respect to promotional campaigns, seeking for a clearer understanding of the ways by which advertisements for violent amusement products function to attract the young viewer’s attention (ibid). Disputes about the media’s influence on children are frequently grounded on assumptions of developmental psychology, which claims that children lack the cognitive capability to discriminate commercial meanings from other media content, and hence are views as particularly vulnerable. Numerous researches have surveyed the effects of mediated violence, frequently assuming that a relationship, either correlative or contributory, is present between a child’s exposure to provoked violence and his or her eventual expressions of real physical violence. Such investigations usually argue that children exposed to television violence will sooner or later come to accept manifestations of violence in actual world backgrounds, be they real physical attacks or violent ideas and sentiments (Evra 1990). This has guided a number of researchers to conclude that the relationship between mediated and real violence in children is in reality causal. As such as theories of developmental psychology argue that children acquire awareness of societal expectations through observing and imitating the actions and behaviors of others, it has been claimed that even short term exposure to provoked violence augments to the threat that young viewers’ future behaviors will be typified by intensified physical or emotional hostility or aggression. Yet, to date, majority of the studies have put emphasis on violence enclosed in the entertainment channels themselves, discarding promotional campaigns for, and deep-seated within such programs. Only currently have the advertising messages for and within amusement products been provided any thorough analysis

Leadership Assignment Example | Topics and Well Written Essays - 2000 words

Leadership - Assignment Example A leader establishes the target himself while a manager is not authorized to establish the target. Rest of the work of a leader and a manager is the same. Both plan and control the work of the subordinates. A leader is also a manager but a manager is not a leader. A leader is not able to achieve his target unless he has robust management skills. A manager can be thought of as a leader in his own little capacity. He also takes decisions but his decisions are directed at organizing the subordinates in a way that is conducive for the achievement of the senior’s targets. b) I would consider it a great compliment if I am recognized by someone as a good manager or a good leader. Both are equally difficult skills. Some say that leadership is easier as compared to manager because the individual has the freedom to take independent decision. Nevertheless, this does not come without added responsibility. If a leader becomes successful, the whole team takes the credit. On the other hand, if the leader fails to achieve his target, the whole blame rests with him. Therefore, a leader assumes complete risk for the work. In comparison to the leader, the manager assumes very little risk. A manager is one of the team members in the hierarchy of the organization structure that a leader has. He is answerable to the leader for the compliance of the work quality, progress and cost as per the quality plan, project work schedule and the cost schedule he was originally provided by the leader. There can be a lot of excuses if any of these doesn’t comply with the original schedule owing to the hidden risks i.e. weather risk, political crises and financial crises etc. Nonetheless, management in itself is no less than an art. To make things go as per the schedule, a manager needs to have robust organizing skills. Yes, I can be both a manager and a leader as long as I have good risk identification and mitigation skills. c) Leadership has no relation to gender. A woman can be as good a leader as a man. Both men and women have their own strengths and weaknesses. Even within a particular gender, people greatly vary in their qualities. One woman may be a very good leader while another may not be so. Likewise, some men make very good leaders while others do not. All that matters is the extent to which an individual is foresighted, frugal and dominating, and both men and women can have these qualities in them. Q. 2 a) Emotional intelligence is an individual’s ability to monitor his/her own emotions as well as those of the subordinates or any group of people. People born with high emotional intelligence are more articulate in their manner and know how to deal others without offending them. In everyday life, we encounter a lot of situations which we don’t like being in. We have numerous options to deal with the complications, some of which help us achieve our targets without making anyone feel hurt while others lead us to our targets on the cost of our relationships with others. The behaviors we are required to exhibit in order to make things go smoothly vary from one situation to another. Sometimes, a mere smile on the face solves the problem. In other times, the smile won’t do. It has to be something else. People with high emotional intelligence know what behavior works best in a certain setting. Emotional intelligence has five dimensions namely â€Å"self-awareness, self-management, self-motivation, empathy and social skills†

Art Apprecition IP Week Two Essay Example | Topics and Well Written Essays - 500 words

Art Apprecition IP Week Two - Essay Example The art include famous tombs of emperors and Egyptian drawings (Robins, 2008). Appendix A shows the Sphinx of Senwosret III. The period was between 1878 B.C. to 1841 B.C. The artifact shows that the statue contains the half body of beast. The other part of the beast is the head of a human being. B. The Smithsonian Institution Freer Gallery and Sackler Gallery Ancient Art Sackler Gallery Ancient Art. The Smithsonian Institution Freer Gallery and Sackler Gallery Ancient Art Sackler Gallery Ancient Art contains art artifacts from the Ancient period. The time period includes famour art pieces like the huge Sphinx. The museum’s artifacts, including Appendix B, include collections from several countries. One of the prominent sections of the museum is dedicated to ancient Egyptian Art. The art pieces represent items coming from the time of the Pharaohs. The above sculptural design is typical of Ancient Egyptian Art sculpture (Schatz, 2009). C. The Louvre Museum. The Louvre, France, Museum also includes Ancient Egyptian art artifacts. The museum contains statues and other artifacts that represent the time of the Egyptian Pharaohs. Form of the Artwork. The two art forms have different forms. The hieroglyphic drawing (Appendix C) is two dimensional while the tomb of Pharaoh Perneb is three dimensional. The Ancient Egyptian art form is two dimensional. The pictures of the ancient Egyptian period include simple lines to show the shape of a human being or an animal. However, the Ancient Egyptian sculptures are three dimensional. An example of three dimensional art is the Sphinx statue (Springer, 2010). Additionally, the Appendix D picture shows the tomb of Perneb. It was constructed during 2381-2323 B.C. The tomb is made of stone and other cement-like materials. The tomb symbolizes there is an afterlife. Further, the materials used are plain paper. In the making of the pyramids and the Sphinx, stones were used in the making of the pyramids. Coarse mud

Tesco is the most successful supermarket chain in UK Essay Example for Free

Tesco is the most successful supermarket chain in UK Essay Tesco is the most successful supermarket chain in UK because of its well-known good services and product quality. To maintain this loyalty, they go greater lengths to improve and sustain quality. Tesco define quality assurance and quality control as an ongoing approach to providing 100% customer satisfaction by providing error free, waste free and accident free products and services. To establish this quality process, each functions management staff attends meetings every day on total quality management and on leadership of quality between functions to achieve objectives. Within the company, a quality improvement team meets weekly to lead and monitor the quality process. The organisation as a whole has principles that it operates on to ensure quality mainly: * A must to meet customer requirements and satisfaction all the time * Prevention of defects and errors of any kind * Measurements to verify the processes are meeting requirements as intended Improving quality in products is done in many ways. Starting with products produced by Tesco itself to meet their customer needs, products are inspected and tested at various points during production. Staff are highly trained to maintain quality and also keep personal hygiene so that they dont contaminate the products with germs. The products also have expiry dates which also monitored so that the expired ones are quickly removed. Most fresh products are not sold after 24 hours but instead removed and replaced with new ones. The place is regularly cleaned to maintain hygiene. The quality control assurance management is concerned with detecting and cutting out the products that fall below set standards. This process takes place after these products have been produced. Quality control is carried out by Tesco employing quality control inspectors. Inspection and testing are the most common methods Tesco uses to carry out quality control. Quality assurance occurs both during and after the event, and is concerned with trying to stop faults from happening. Quality assurance is concerned with making sure products are produced to satisfactory standards. Quality assurance is the responsibility of the workforce working in teams. Quality standards should be maintained by following steps set out in Tesco quality assurance system. Tesco produce their very own basic household products to satisfy the needs of various consumers. There are various processes involved in adding value in the process of their products. Tesco add value to their products by adding more information on the products. Even when a product remains the same, packaging information may have to be altered because of a change in legal requirements, changes in nutritional concepts, or advances in food preservation and cooking. For example, a product might have its packaging altered to indicate that it could be suitable for microwave cooking. It will therefore be necessary to test the product in their laboratory. Here they insert fibre optic probes into the product. This allows Tesco to monitor the temperature of the product whilst it is cooking, in order to ensure that it reaches a high enough temperature for it to be consumed with safety and this is how Tesco adds value to its goods so that customers are tempted and attracted to buy them. Quality Systems Tesco products are continually monitored and tested for their quality and customer acceptability; this is their product evaluation. Tesco staff and management procedures are also monitored to ensure that they maintain the highest standards; this is quality assurance. Below are the quality systems which Tesco use in their production process to add value. Total Quality Management (TQM) this is the most complete and complicated form of operations management. It is concerned with encouraging everyone in the workplace to think about quality in the business and use different management techniques within each department. Tesco does not prescribe any particular system of standards such as BS5750 or ISO9000. This is because they set their own standards through product specifications, detailed analytical specifications and codes of practice like preventing diseases from entering the food chain. Within the product process, they also expect their suppliers to have identified the critical points in the production process controls and premises by one of their technologists. However, if a supplier chooses to use BS5750 or ISO9000 as part of its discipline, they have no objection whatsoever. So therefore Tesco uses its very own quality standards to produce and sell its products. In terms of services, Tesco staff are well trained to deal with customers even in the most difficult moments when they are angry. They are always expected to be polite, smile when serving customers and also say bye after serving them. To enforce this, they are regularly monitored by managers and supervisors and anybody not obeying the regulations faces disciplinary action. Tesco not only has well trained staff but also a whole lot of other things including free car parks with easy access for shoppers who have cars, free wide trolleys with special seats for babies and young children, special tills for the disabled people which also decreases long queues, the supermarkets are well organised that a shopper can easily find what they are looking for and also the chances of getting lost around the places are very minimal, they have got staff always standing by to help, tight security with guards and CCTV cameras to maintain customer safety, some stores have free busses that customers can use, childrens play areas so that they dont get so bored, it has got online orders where customers make their orders and get free delivery to their door steps, shops are always open to make it more reliable for customers to shop, some stores are open twenty four hours a day and many are adopting this idea, chairs around the place which customers can sit on when tired, free l oyalty cards for customers who wish to sign up therefore saving on their shopping, Tesco not only provides western food but also ethnic foods to cater for the ethnic minorities, free scanners that shorten queues, special offers like buy one get one free, there is a variety of product s in the stores, more facilities including: -cafà ¯Ã‚ ¿Ã‚ ½s -photo processing -phone services -electric, books, music video stores -petrol stations C Tesco is definitely meeting its quality objectives. They have been awarded quality prices and granted as the best supermarket chain in the country. Their sales are always growing and the only time they fall is when the whole economy is not doing well which means people are in recessions. Because the business is able to deliver good quality services and products, it is increasingly expanding with stores all over Europe and also being the first UK supermarket chain to expand into Asia.

A Review on Client Side Load Balancing

A Review on Client Side Load Balancing Prof. Vikas Nandgaonkar, Prof.Prashant Dongare Harshal Mahajan, Awadhoot Lele, Akshay Gaikwad Abstract : Load balancing is an important issue while managing server resources in a cloud environment. The concept behind load balancing is to manage server load which includes number of resources like avaliable RAM,CPU bandwisth, etc as well as to manage incoming request on the server. In cloud environment, it is important that even small application requests from clients must be served with an appropriate response, but in convensional approach, it becomes difficult to serve small data resourcesover large ones. Here load balancing plays an important role by managing and distributing load from one server evenly across multiple servers. Our approach is to perform load balancing at client side which means to shift load management process at client side hence reducing servers load balancing overhead. Keywords— string matching, experimental algorithms, text processing, automaton, pattern I. Introduction Cloud computing may be a new term within the computing world and it signals the appearance of a brand new computing. Cloud computing is Associate in Nursing on demand service within which shared resources, data, computer code and alternative devices area unit provided in step with the purchasers demand at specific time. It’s a term that is mostly employed in case of web. the complete web is viewed as a cloud. Capital and operational prices is cut victimisation cloud computing. Load equalisation in cloud computing systems is absolutely a challenge currently. continually a distributed resolution is needed. Jobs can’t be appointed to acceptable servers and purchasers separately for economical load equalisation as cloud may be a terribly complicated structure and elements area unit gift throughout a good unfold space. Our aim is to produce Associate in Nursing analysis and comparative study of those approaches. Cloud computing could be a bunk meaning totally different things to different individuals. For some, its simply in our own way of describing IT (information technology) outsourcing;others use it to mean any computing service provided over the Internet or an identical network; and a few outline it as any bought-in laptop service you utilize that sits outside your firewall. Different types of cloud Based on the domain or environment in which clouds are  used, clouds can be divided into 3 categories: Public Clouds It is type of cloud which can be access from  anywhere in the world and can be accessed by anyone. Examples of this cloud are Amazon’s or Google’s cloud  which are open to all after specific SLA between user and  provider. Private Clouds In this type of cloud the specific  organization’s or company’s employee can only get access  and it will be accessible only within organization’s premises  and by authenticating each and every user, it is not open to  all. Hybrid Clouds (combination of both private and public  clouds) This types of cloud are combination of both public  as well as private cloud. Most of the commercial use is  influenced by this type of cloud. Different services provided by Cloud Fig 1: Services of cloud.[1]. A. Infrastructure as a Service (IaaS) Means we have a tendency to area unit buying access to raw computing hardware over world wide web,such as servers or storage. Since we have a tendency to get what you would like and pay-as-you-go, this is {often|this can be} often said as utility computing. normal net hosting may be a straightforward example of IaaS: we have a tendency to pay a monthly subscription or a permegabyte gigabyte fee to own a hosting company serves up files for our web site from their servers. B. Software as a Service (SaaS) Means we use a  complete application running on someone elses system. Web-based email and Google Documents are perhaps  the best-known examples. C. Platform as a Service (PaaS) Means we develop  applications using Web-based tools so they run on systems software and hardware provided by another company. So, for example, we might develop your own ecommerce website but have the whole thing, including the shopping cart, checkout, and payment mechanism running on a merchants server. Force.com (from salesforce.com) and the Google App Engine are examples of PaaS. Existing Load Balancing Algorithm A. Dynamic Load Balancing Algorithm: In a distributed system, dynamic load equalization is worn out 2 totally different ways: distributed and non-distributed. within the distributed one, the dynamic load equalization algorithmic program is dead by all nodes gift within the system and also the task of load equalization is shared among them. The interaction among nodes to attain load equalization will take 2 forms: cooperative and non-cooperative [4].Dynamic load equalization algorithms of distributed nature, typically generate additional messages than the non-distributed ones as a result of, every of the nodes within the system must move with each alternative node. A benefit, of this can be that though one or additional nodes within the system fail, itll not cause the overall load equalization method to halt, it instead would effects the system performance to some extent. Distributed dynamic load equalization will introduce Brobdingnagian stress on a system within which every node must interchange standing info with each alternative node within the system. In non-distributed kind, either one node or a gaggle of nodes do the task of load equalization. Non-distributed dynamic load equalization algorithms will take 2 forms: centralized and semi-distributed. within the initial kind, the load equalization algorithmic program is dead solely by one node within the whole system: the central node. This node is exclusively chargeable for load equalization of the entire system. the opposite nodes move solely with the central node. In semi-distributed kind, nodes of the system square measure partitioned off into clusters, wherever the load equalization in every cluster is of centralized kind. A central node is nonappointive in every cluster by acceptable election technique that takes care of load equalization at intervals that cluster. Hence, the load equalization of the entire system is completed via the central nodes of every cluster[4]. Strategies in Dynamic Load Balancing: 1) Transfer Policy: The part of the dynamic load balancing algorithm which selects a job for transferring from a local node to a remote node is referred to as Transfer policy or Transfer strategy. 2) Selection Policy: It specifies the processors involved in the load exchange (processor matching) . 3) Location Policy: The part of the load balancing algorithm which selects a destination node for a transferred task is reffered to as location policy or Location strategy. 4) Information Policy: The part of the dynamic load balancing algorithm responsible for collecting information about the nodes in the system is reffered to as Information policy or Information strategy. B. Distributed Load Balancing For the Clouds: (a) Honeybee Foraging Algorithm: In load-balancing operation,[2] every server takes a specific bee role with possibilities post exchange or pr. These values area unit wont to mimic the bee colony whereby an explicit range of bees area unit maintained as foragers – to explore (px); instead of as harvesters – to take advantage of existing sources. A server with success fulfilling asking can post on the advert board with likelihood pr. A server might at random select a virtual server’s queue with likelihood px(exploring), otherwise checking for an ad (watching a waggle dance). In summary, idle servers (waiting bees) follow one in every of 2 behaviour patterns: a server that reads the advert board can follow the chosen advert, then serve the request; therefore mimicking harvest behaviour. A server not reading the advert board reverts to forage behaviour; pairing a random virtual server’s queue request. associate degree corporal punishment server can complete the request and calculate the prof it of the just-serviced virtual server. Fig 2 :Virtual Servers and Advert Boards[2] II. Problem Statement To develop scalable, secure and fault tolerant client side load balancing application to leverage strength of cloud components[1] by using signature driven load management algorithm along with dynamic time wrapping[3]. Proposed System In our proposed model we establish cloud setup between  two computers using Ubuntu, xen and Eucalyptus on  peer to peer network. This can be discussed as follows- 1. Cloud Setup Creating cloud (test bed) by using  (Ubuntu, Xen and Eucalyptus 2. Resource Monitoring monitoring critical  resources like RAM, CPU, memory, bandwidth,  partition information, running process information and  utilization and swap usages etc. 3. Load Balancing load balancing algorithm for  homogeneous and heterogeneous architectures. 4. Testing In order to evaluate the performance of  complete setup, need to deploy resource monitoring and  load balancing tools on test bed and evaluate  performance of our algorithm. A. What is Resource Monitoring? Cloud computing has become a key manner for businesses to manage resources, that square measure currently provided through remote servers and over the web rather than through the recent hardwired systems that appear therefore out of date nowadays. Cloud computing permits corporations to source some resources and applications to 3rd parties and it means that less problem and fewer hardware in an exceedingly company. rather like any outsourced system, though, cloud computing needs watching. What happens once the services, servers, and web applications on that we tend to have faith in run into hassle, suffer period, or otherwise don’t perform to standard? however quickly can we tend to notice and the way we tend toll can we react? Cloud watching permits America to trace the performance of the cloud services we would be victimisation. whether or not we tend to square measure victimisation in style cloud services like Google App Engine, Amazon net Services, or a made-to-order answe r, cloud watching ensures that every one systems square measure going. Cloud watching permits America to follow response times, service accessibility and a lot of of cloud services in order that we are able to respond within the event of any issues. B. Approach to Resource Monitoring Here during this section we tend to area unit developing Associate in Nursing application in java where we tend to area unit observance the node resources like RAM, CPU, Memory, Bandwidth, Partition data, Running method data and utilization by employing a Third Party merchant application like SIGAR (System data Gatherer and Reporter). Proposed Algorithm Client side load balancing system which leverages strength of cloud components and overcomes above mentioned disadvantages Signature Driven Load Management(SigLM) using Cloud The above algorithm works by capturing system’s signature like available RAM, current CPU bandwidth available and other resources. Once captured, that value is compared with default threshold value and accordingly load like incoming requests is shifted to target node machine using Dynamic Time Wrapping (DTW) technique. Dynamic time wrapping works by considering source node as given by SigLM algorithm and makes some calculations to predict target node to which the load is to be shifted. This algorithm has better results than conventional algorithms with following advantages : Caption of resource signature. Scheduling by comparing signature of each server. 30%-80% improved performance than existing approaches Scalable, efficient and 0.0% overhead Dynamic time wrapping (DTW) for selection of target node at runtime. Client side means to perform load balancing before requests hit to server. D. Conclusion : In this paper we tend to created non-public Cloud setup mistreatment Ubuntu, xen and Eucalyptus which we tend to use as a workplace for closing implementation of DTW algorithmic program. we tend to conjointly did literature survey of existing resource observation tools additionally as load leveling tools and are available up with Associate in Nursing algorithmic program for various design with higher performance. In this paper we tend to discuss the implementation modules of Signature pattern matching DTW algorithmic program with the right flow diagrams that simplifies the work of Load Balancer. The planned metrics may be any refined by taking a lot of elaborate formalism for every module. References [1] Tony Bourke: Server Load Balancing, OReilly, ISBN 0-596-00050-2 [2] Chandra Kopparapu : Load Balancing Servers, Firewalls Caches,Wiley, ISBN 0-471-41550-2 [3] Robert J. Shimonski : Windows Server 2003 Clustering LoadBalancing, Osborne McGraw-Hill, ISBN 0-07-222622-6 [4] Jeremy Zawodny , Derek J. Balling: High Performance MySQL,OReilly, ISBN 0-596-00306-4 [5] J. Kruskall and M. Liberman. The Symmetric TimeWarpingProblem: From Continuous to Discrete. In Time Warps,String Edits and Macromolecules: The Theory and Practiceof Sequence Comparison, pp. 125-161, Addison-WesleyPublishing Co., 1983. [6] Matthew Syme , Philip Goldie: Optimizing Network Performancewith Content Switching: Server, Firewall and Cache Loadbalancing, Prentice Hall PTR, ISBN 0-13 101468-5 [7] Anthony T.Velte, Toby J.Velte, Robert Elsenpeter, Cloud  Computing A Practical Approach, TATA McGRAW-HILL Edition22International Journal of Advances in Computing and Information ResearchesISSN: 2277-4068, Volume 1– No.2, April 2012 [8] 2010.Martin Randles, David Lamb, A. Taleb-Bendiab, A Comparative Study into Distributed [9] Load Balancing Algorithms for Cloud Computing, 2010 IEEE 24th International Conference on Advanced Information Networking and Applications Workshops. Mladen A. Vouk, Cloud Computing Issues, Research and Implementations, Proceedings of the ITI 2008 30th Int. Conf. on Information Technology Interfaces, 2008, June 23-26. [10] Ali M. Alakeel, A Guide to Dynamic Load Balancing in Distributed Computer Systems, IJCSNS International Journal of Computer Science and Network Security, VOL.10 No.6, June 2010. [11]  http://www03.ibm.com/press/us/en/pressrelease/22613.ws [12]  http://www.amazon.com/gp/browse.html?node=20159001 [13] Amazon Elastic Compute Cloud http://aws.amazon.com/ec2/. [14] M. Vlachos, M. Hadjieleftheriou, D. Gunopulos, and E.Keogh. Indexing Multi-Dimensional Time-Series with Support for Multiple Distance Measures. Proc. of SIGKDD, 2003. [15] Keogh and C. A. Ratanamahatana. Exact indexing of dynamic time warping. Journal of Knowledge and Information Systems,2004.23

The Growing Problem of Terrorism and Terrorists Essay -- Terrorists E

Individuals often establish belief systems in regard to attitudes, behaviors, religions, and other areas based on beliefs and practices that they accepted during the early stages of maturation when many of their interactions were influenced by their families, who both supported and practiced the same traditions. In America the customary stance toward these varied opinions is to view them with tolerance, regardless of how strange or wrong the belief or action might seem. While individually people may disagree with the beliefs of other people, under ordinary circumstances, most Americans would either offer friendly advice or completely ignore situations that would not lead to dangerous or deadly outcomes. However, it seems to me that some people within practically all groups, regardless of their designations, sometimes decide to carry their belief systems to the extreme. Extremists move into the category of fanatics or radicals who seek to establish their belief systems as the only means for achieving a desired outcome. When people become fanatics, they believe that their ideals are the only acceptable way to live. Some will seek to destroy others who do not believe or act as they do. At that point, extremists become terrorists because they try to force others to accept their practices in such areas as social behaviors, politics, and religion. Terrorists frequently want everyone to practice the same social behaviors. Dressing in a particular style, eating specific foods... The Growing Problem of Terrorism and Terrorists Essay -- Terrorists E Individuals often establish belief systems in regard to attitudes, behaviors, religions, and other areas based on beliefs and practices that they accepted during the early stages of maturation when many of their interactions were influenced by their families, who both supported and practiced the same traditions. In America the customary stance toward these varied opinions is to view them with tolerance, regardless of how strange or wrong the belief or action might seem. While individually people may disagree with the beliefs of other people, under ordinary circumstances, most Americans would either offer friendly advice or completely ignore situations that would not lead to dangerous or deadly outcomes. However, it seems to me that some people within practically all groups, regardless of their designations, sometimes decide to carry their belief systems to the extreme. Extremists move into the category of fanatics or radicals who seek to establish their belief systems as the only means for achieving a desired outcome. When people become fanatics, they believe that their ideals are the only acceptable way to live. Some will seek to destroy others who do not believe or act as they do. At that point, extremists become terrorists because they try to force others to accept their practices in such areas as social behaviors, politics, and religion. Terrorists frequently want everyone to practice the same social behaviors. Dressing in a particular style, eating specific foods...

Coop

Cooperative ManagementSubmitted By: Cherlyn Ohoy Submitted To: Ms. Crispina Corpuz Date of Submission: October 15, 2012 AMPC: â€Å"FOCCUS COOP† Background of the Cooperative FOCCUS  (Finance Organization achieving Certified Credit Union Standard)  is a brand awarded to AMPC by the World Council of Credit Union based in the United States through CUES (Credit Union Empowerment and Strengthening) last 2003. Being branded a â€Å"FOCCUS† coop is a stamp of class and a seal of guarantee of the members’ financial investment security, as well as, its excellent, efficient and quality service. History of the cooperative Founded in  June 19, 1991  by  Ã‚  21  MARKET VENDORS  in Agdao Public Market Contribution per pioneer member was P3,000  for a total Share Capital of P63,000 Old name was  AGDAO MARKET VENDORS MULTI-PURPOSE COOPERATIVE  (AMVMPC) Core values A –  Action-oriented  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  C –  Competency G –  Generosity  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  O –  Organized  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   D –  Discipline  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  O –  Open-mindedness A –  Accountability  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  P –  Perseverance O –  Optimism The Mission and Vision * MISSION * To uplift the quality of life of its members through the provision of quality products and services; and continuous promotion of cooperativism. VISION * A dynamic, strong and sustainable cooperative in Mindanao, whose members are empowered and working together in a spirit of cooperation, social justice, equity and peace towards total human development. How to join * Attend one hour free Pre-membership Educational Seminar (PMES) at any AMPC Office. Scheduled daily (morning and afternoon). * Fill-up Application Form for Membership and attached most recent photo ID. (1 pc. 1X1 and 1 pc. 2X2). * Submit photocopy of Birth Certificate or Marriage Contract. * Pay the required amount of Membership Contribution. The Products and Services Offered * PRODUCTS * SAVINGS DEPOSIT  (Earns 4. 5% per annum) * YOUTH SAVINGS (1 month old to 17 years old) * REGULAR SAVINGS (18 years old and above) TIME DEPOSIT| Regular Time Deposit| RANGE OF AMOUNTS| Months| | 3| 6 | 9 | 12| 3 YEARS (net of tax)| 10,000 – 20,000| 5%| 6%| 7%| 8%| 8%| 20,001 – 50,000| 6%| 7%| 8%| 9%| 9%| 50,001 – 100,000| 7%| 8%| 9%| 10%| 10%| 100,001 – 400,000| 8%| 9%| 10%| 11%| 11%| 400,001 – 900,000| 9%| 10%| 11%| 12%| 12%| 900,001 & ABOVE| 10%| 11%| 12%| 13%| 13%| | | . | | | | | | | | * TERMS: Three to 12 months period are subject to tax. Three years period are withdrawable only upon maturity and tax free. Rates are subject to change without prior notice. * Special  Time Deposit TERM:  P1,000 – 9,999   has 6% interest per annum. SHARE CAPITAL Minimum share is P1,000 Minimum of 10% interest per annum (dividends) Not withdrawable. * LOAN PRODUCTS 1. Capacity-based(max of P500,000. 00) 2. Providential 3. Agricultural 4. Commercial 5. Real Estate Interest rate of 3% per month based on diminishing balance or 1. 623% per month effective rate. Affordable repayment terms: 12-24 months. Emergency Loan -Based on Share Capital (max of P5,000. 0). * MORTUARY AID TRUST FUND P15 contribution per Regular Member. P5 contribution per Associate Member. Pro-rated contribution for less than a year member. * SERVICES 1. BOTIKA NG KOOPERATIBA * Gamot na Mura, Epektibo Pa 2. LIFE INSURANCE * Group Life and Accident with Fire Insurance (GLAFI) Annual Premium P250. * GADDI-Annual Premium  Ã¢â‚¬â€œ P230: Benefit P20,000. * Coop AKSI Plan – Annual Premium – P100: Benefir P20,000. * Keyman Accident Protector Plan for as low as P1,800 per annum with P1,000,000 coverage. * AMPC Family Insurance – Annual Premium P150. 3. NON-LIFE INSURANCE * Fire Insurance Cash Assistance (FICA) * Home Protek500; Annual Premium of P500 pesos. * Home Assure for as low as P1,905 Annual Premium. * Standard Fire Insurance/Motor Car Insurance. 4. HEALTH CARE (Annual Premium P1,300) * Unlimited Consultation for Member and Members' immediate dependents. * Unlimited Basic Laboratory Services and Diagnostic Procedures for members only. Hospital confinement-in-patient. * Health Care coverage on top of PhilHealth: P1,500 per day or P20,000 aggregate per year and another surgical benefit of P10,000 aggregate per year. Social Responsibilities 1. 2. SCHOLARSHIP PROGRAM 3. Technical Education Assistance 4. FEEDING PROGRAM 5. BLOOD BANK 6. â€Å"Dugo Mo, Kinabuhi Ko† 7. HOG DISPERSAL PROGRAM 8. ADOPT-A-SITE 9. LIVELIHOOD SEMINARS Financial Highlights * Operation Highlights as of December 31, 2008 * MEMBERSHIP   * DEPOSITS * SHARE CAPITAL| * REVENUE   * ASSETS GROWTH * NET SURPLUS| TAGUM COOPERATIVE Background of the Cooperative Tagum Cooperative has also now ventured into funeral service known as â€Å"funecare. † According to Tagum Coop Chairperson Norma R. Pereyras, the funecare is intended to respond to its members’ clamor for a â€Å"womb-to-tomb† complete service to them. The funecare service has filled in the gap toward a total member service satisfaction. â€Å"Tagum Cooperative gives value to its industry name. It is sensitive to its public image as a top-ranked cooperative. It does not sit on its laurels. It continues to innovate to benefit its members. And despite its greatness in the sector, it has kept its humility as an institution. No wonder, it has evolved into a model and well-respected cooperative. I will not be surprised if Tagum Cooperative is declared the best managed coop in the entire Philippines or in this part of Asia. To our mind, it is a fact waiting to happen in just a matter of time,† the CDA regional director concluded. History of the cooperative Almost forty years  ago,  Tagum Cooperative  was just an obscure, self-surviving money lending institution. Now, it is a world-class Savings and Credit Cooperative recently adjudged  Ã¢â‚¬Å"Winner†Ã‚  both in  Regional and National Categories of the Business Excellence Award for Small and Medium enterprise (SMEs) organized by the Philippines Small and Medium Business Development Foundation, Inc. PHILSMED) The Business Excellence Award for SMEs was received by the Tagum Cooperative Chairperson, Ms. Norma R. Pereyras, herself a Regional and National Awardee for Outstanding Volunteer for Best Practices, 2002, along with the  Tagum Cooperative Vice-Chairperson, Ms. Monica L. Salido and Manager, Ms. Juris D. Perez, CPA, MBA. The said Awa rd was given by the representative of the The Secretary of Department of Trade and Industry (DTI), Hon. Peter B. Favila, together with Ms. Mina T. Gabor, Ph. D. , President of Philippine Small and Medium Business Development Foundation, Inc. PHILSMED), Usec. Hon. Lecira V. Juarez, Chairperson, Cooperative Development Authority (CDA), Mr. Cresencio Selipara, 1st  Vice-President- Landbank of the Philippines, Mr. Donald Patrick Lim, Vice-President for Marketing- Philippine Daily Inquirer and Ms. Agnes Celeste D. Fernando, Head SME – Channel Distribution, Globe Telecom on October 6, 2005 at the Philippine International Convention Center (PICC), Reception Hall, which was attended by more or less 1,300 cooperators all over the country. Other Awardees/ Recipients for the National Category were: R. A. Gapuz Review Center- Manila, Lighthouse Cooperative, Inc. – Cagayan, Mabini Limers and Farmers Multi-purpose Cooperative,Inc. – Guimaras and New Central Woodcraft- Iligan City, of which Tagum Cooperative garnered the highest points. Tagum Cooperator’s belief in the value of work in service has brought the great twist. From its humble beginning as  Ã¢â‚¬Å"Holy Name Society (HNS) of Tagum Parish† in May, 1967  with only a handful Members and an available Share Capital of only P80. 00,Tagum Cooperative  had slowly stepped up to the limelight, now, conveniently servingits more than 26,000 members, of which 61. 0% composed of Woman-Members, coming from Tagum City and its nearby provinces and cities, with  a laudable P475. 1 Million in Assets,  Ã¢â‚¬Å"No External Borrowings†Ã‚  for the last five years. Now, Tagum Cooperative has a computed  Loan Portfolio of P317. 1 Million  that served over 160,000 households in coordination and tie up with L ocal Government Unit (LGU) that had helped and support in addressing the economic problem. Alleviating them from poverty line and upgrading their social, educational and health status. It was branded a  Finance Organization achieving Certified Credit Union Standards (FOCCUS)  in the year 2000 by the  World Council of Credit Unions (WOCCU),  based in the United States of America (USA), through its outreaching- cooperative program office in the Philippines, popularly known as the  Credit Union Empowerment and Strengthening (CUES)- Philippines, which have become the tenets of the Cooperative in its operations, programs, and policies, thus Tagum Cooperative as World Class savings and credit cooperative provides the necessary environment for the safe and security of the member’s money, giving the highest interest rates on their deposits and savings through the adoption of a sound, effective and rigid financial management. Today,  Tagum Cooperative  is among the prime movers of the Country’s Cooperative Movement, being one of the leading and most active affiliates of the  National Confederation of Cooperatives (NATCCO), Mindanao Alliance of Self-help Societies- Southern Philippines Educational Cooperative Center (MASS-SPECC) and Model Credit Network (MCN). Moreover, Tagum Cooperative is a leading advocate in the province in empowering or providing opportunities and protection to women through its  Gender and Development and Family Enrichment Program, Savings and Credit with Education (SCWE) Program, wherein 1,707 Woman-Members have availed of P4. 2 Million worth of loans for their livelihood or income-generating projects,  Tagum Cooperative Women’s Livelihood Association, Inc. (TCWLAI)  wherein 70 members have availed the technology of meat and food processing and candle making, thus, it  Ã‚  aimed at augmenting their respective family’s income. All of these achievements are made possible because Tagum Cooperative stand firm to its commitment to extend the best service to its members and that each member will be proud of being a part of Tagum Cooperative. Thru good governance by its able Officials, empowered Management Staff and well informed membership, Tagum Cooperative is posed continue its active participation as a Cooperative and as a partner of the government in progress and economic development of the Province of Davao del Norte, the neighboring provinces and the Philippine Cooperative sector in general. Core values T – Trustworthness A – Accountability G – Good Centered U- Unity M – Member Friendly C – Competence O – Optimism O – Openness P – Passion The Mission and Vision * MISSION * To promptly delivered innovative and responsive products and services to a member in a secured financial environment * VISION * Tagum Cooperative is the best â€Å"One-Stop-Shop† Cooperative for total member care. How to join * STEP 1. Attend one (1) hour Pre-Membership Orientation from Monday to [email  protected] 9:00-10:00 A. M. or 4:00-5:00 P. M. * STEP 2. Fill-up Membership Application Form and submit it with 2 pcs 2Ãâ€"2 recent colored picture with your name and date. * STEP 3. Pay the required amount, as follows: Membership Fee| 200. 00| Mortuary Fee| 480. 00| Initial Share Capital Deposit| 500. 00| Initial Regular Savings Deposit| 500. 00| Registration Fee (Savings ; Loan Seminar| 100. 00| Member’s ID Card| 20. 00| TOTAL| 1,800. 00| The Products and Services Offered * PRODUCTS * Regular Savings| A compulsory savings to all TC Members. It is a liquid savings account with no contractual maturity and can be withdrawn anytime with a minimum maintaining balance of Php 500 and will earn 4% interest per annum based on the Average Daily Balance (ADB). It has a specially designed passbook issued upon opening of the account. Depositors who religiously observe regular savings will have the chance to be awarded â€Å"Savings Depositor of the Year† during the Annual General Assembly. Diligent Savers of Regular Savings will get specially designed promo items. | * Share Capital| A compulsory deposit to all members. It has a minimum share required to be completed within 2 years from date of membership. The share capital deposit cannot be withdrawn unless Member will terminate his/her membership. Interest Rate: 8,000 and up = 7% per annumInitial Deposit: Php500. 00Minimum requirement: Php8,000. 00Characteristics:A cumpulsory deposit to all members. Php8,000 minimum share required to be completed within 2 years from date of membership. Share Capital Deposit cannot be withdrawn unless Member will terminate his/her membership. Earns divided aside from the guaranteed interest. A specially designated passbook is issued upon opening an account. Depositors who religiously observe continuous share capital build-up will have the chance to be awarded â€Å"Share Capital Depositor of the Year† during the Annual General Assembly. Through point system, depositors will get specially designed  promo  items. | * Youth Savers Club| A savings product for  kids 0-12 years old with a specially designed  passbook  issued upon opening an account. It has a minimum of  P50. 00 to open  an account and maintaining balance is P 50. 00 and will earn 4% interest per annum based on the Average Daily Balance (ADB). Member will receive gift items upon signing the application form as Tagum Coop| * Power Teen Savers Club| A savings products for teens 13-17 years old with especially designed passbook issued upon opening an account. Minimum of 50. 00 pesos to open an account. Maintaining balance is 50. 00Member will receive gift items upon signing the application from as Tagum Coop's way of welcoming new members. Diligent savers will receive specially-designed items that can be used at home or at school. The more the teens save the more rewards they get. Depositors who religiously observe Power Teen Savers Program will have the chance to be awarded â€Å"Power Teen Savers of the Year† during the Annual General Assembly. This is the perfect gift that the parents, grandparents, uncles/aunts, godparents, brothers/sisters can give to their children, nephews, nieces, grand children on graduation, Christmas, birthdays, etc. | * Time Deposit| A special time deposit certificate is issued to the member for every account opened. Interest on deposits varies depending on the amount, the longer the term and amount, the higher the interest rate. Upon maturity date, the member may renew the said time  deposit account , however if the member  Ã‚  misses to renew his/her time deposit on maturity date, Tagum Cooperative is  Ã‚  authorized to automatically roll over the said time deposit with the same term and rate. In case a member decides to terminate the time deposit account prior to maturity date, Tagum Cooperative will subject the  Ã‚  member’s Time Deposit to 4% interest p. a. Diligent Savers of Time Deposits will have the chance to be awarded â€Å" Time  Ã‚  Depositor of the Year† during the Annual  Ã‚  General Assembly. | * Pabilisang Savings para sa mga Drivers Advocacy (PaSaDA)| Aims to encourage drivers to start a daily habit of saving and realize their desire to build up a contingency fund. Interest Rate: 4% per annumInitial Deposit: Php30. 00Initial Share Capital(for non members): Php250. 00| * Golden HEARTS| | TERM| P 1,000. 00 to 100,00. 00| P 100,001. 00 to 250,000. 00| P 250,001. 00 to  Ã‚  500,000. 00| P 500,001. 00 to 1,000,000. 00| 1,000,001. 00 and above|   30-89 days|   5. 00%  |   5. 50%|   5. 0%  |   5. 50%|   5. 50%  |   90 – 179 days|   6. 00%|   6. 50%|   7. 00%|   7. 50%  |   7. 50%|   180 – 359 da ys|   6. 50%  |   7. 00%  |   7. 50%  |   8. 00%  |   8. 50%  |   360 – 719 days|   7. 50%|   8. 00%|   8. 50%|   9. 00%|   9. 50%|   720 days|   8. 50%|   9. 00%|   9. 50%|   10. 00%|   10. 50%  | * LOAN PRODUCTS 1. Major Loan: * Regular Loan (RL) * Government Employees Special Loan (GESL ) * Private Employees Special Loan (PESL ) * Convenient Loan (CL) * TC Income-Generating Service Loan (TC-IGSL) * Special Credit Line Service Loan (SCLS) 2. Minor Loan: * Cash Advance (CA) * Emergency Loan (EL) 3. Special Loan: * Instant Loan Bonanza * Micro-Finance Loan * Benefit Loan Appliance and Furniture Loan * Travel loan * SERVICES 1. Special Programs * Savings and Credit with Education (SCWE)| * AFLATOUN| * TC Youth Laboratory Cooperative Article| * TC Women's Livelihood Cooperative(TCWLC)| 2. Members Benefits and Assitance (MBA) * Himsug Pamilya Program (HPP) 3. Coop Funecare 4. Ancillary Financial Sercvice * Inquiry Machine| * Pinoy Co op ATM| * TC Collection Service Center (Bayad Center)| Financial Highlights PANABO MULTI-PURPOSE COOPERATIVE Background of the Cooperative Panabo Multi-Purpose Cooperative (PMPC) operates and advocates the values of self-help, self responsibility, democracy, equality, equity and solidarity. In the tradition of its founders, cooperative Members, Officials and Staff believe in the ethical values of honesty, openness, social responsibility and caring for others and the community. PMPC is a financial service, member-owned Cooperative dedicated to provide the financial needs of its members since 1965. PMPC is a Finance Organizations achieving Certified Credit Union Standard (FOCCUS) ; branded cooperative. It has achieved International Prudential Standards on Financial Ratios designed to protect members ; assets which will ensure operational sustainability and quality of member service. PMPC is implementing the MCUB methodology. MCUB (Model Credit Union Building) is a technology designed to transform a COOPERATIVE into a Model Credit Union (MCU) which adheres to Financial Disciplines where ; Members ; money is safe and protected. PMPC is a leading affiliate of the largest and strongest confederation of cooperatives in the Philippines which is the National Confederation of Cooperatives or NATCCO, with National Headquarters located at 227, J. P. Rizal Street, Project 4, Quezon City, Metro Manila; the Mindanao Alliance of Self-Help Societies-Southern Philippines Educational Cooperative Center (MASS-SPECC) based in Cagayan de Oro City; and, the Model Cooperative Network (MCN), situated at Rm. 324 GB Cam Bldg. , Monteverde St. Davao City, the official network of the FOCCUS branded cooperatives in Mindanao. PMPC is a bonafide member and staunch supporter of COOP-NATCCO PARTY-LIST, the only Party-List in Philippine Congress that represents the true voice of the Philippine Cooperative Sector and the underprivileged workers and small business entrepreneurs. History of the cooperative Through the zealous effort of Panabo Parish Priest Fr. Eugene Simon, PMPC was organized with 15 founding cooperators with a combined initial share capital of seven thousand five hundred pesos (P 7,500. 00) in 1965. Today, through prudent management ; adherence to financial disciplines, PMPC has magnified its growth by over 25,000 member-user strength and P312 million in assets (as of July 2008). Core values The Mission and Vision * MISSION * * VISION * The Products and Services Offered * PRODUCTS * * SERVICES 1. Financial Highlights Background of the Cooperative History of the cooperative Core values The Mission and Vision * MISSION * To promptly delivered innovative and responsive products and services to a member in a secured financial environment * VISION The Products and Services Offered * PRODUCTS * SERVICES Financial Highlights Sources: * http://agdaompc. webs. com/ * http://www. tagumcoop. org/index. php/aboutus * http://WWW. panabocoop. org